The first thing you'll need to do is put money aside for a down payment. This amount is (at minimum) 5% of the purchase price of the home your planning to buy. Second you will need to meet with a mortgage broker to determine what you can afford. Shopping around for the best rate is highly reccomended.

Once you've established a price range, it's time to decide what type of home will best suit your lifestyle.  Think about things like access to schools, recerational facilities, what the neighbourhood is like, and so on. Why you're choosing to buy should help answer these questions for you - so think about it carefully. You may want to put this down in writing and create a needs v/s wants list.

It's important to partner with a REALTOR you feel completely comfortable with. A REALTOR can help you find your dream home, that meets both your needs and your budget. They will set you up with viewing appointments, and also help bring clairty to the complicated process of buying a home. You'll want to go with an experienced and knowledgable REALTOR who you can be sure wil represent your best interests.

Using the property search on this site and consulting with your REALTOR, you will be able to find homes in your desired area. They'll update you frequently regarding new listings and schedule you appointments with sellers.

Your REALTOR can help you place an offer that the seller will either accept, counter or reject. After you've negotiated an offer, you'll need to conduct a home inspection and deal with any repairs (the cost of while you can also negotiate with the seller). Finalize your mortgage with a visit to your leder, and you're ready to sign off on ownership. This typically takes place in a lawyer's office.

At this point, congratulations are in order! Becoming a new homeowner is one of the most liberating things you'll ever experience. There are many benefits to home ownership - pride of ownership, the ability to make home improvements, building equity, appreciation - the list goes on.